B. Com With double honors from Hailey College of Commerce, Constituent College of University of the Punjab, Lahore with specialization in Economics of Transportation and Advanced Accounting and Auditing (1957). Was the only candidate with this distinctive position in the University of the Punjab.

MBA (with Thesis) American University of Beirut, Lebanon (with Charter from State of New York, USA) with emphasis in Accounting Theory, Auditing, Controllership, Financial Analysis, Managerial Economics, Comparative Management, Portfolio Management and Quantitative Methods (1970). This University has been granted accreditation in the United States in 2004 from the Middle States Commission on Higher Education.

LLB With distinction in a specialized field of Law, University of the Punjab, Lahore (1976).

Ph.D from Los Angles, California, USA with doctoral dissertation on “Survey and Analysis of Financial Disclosure in Corporate Sector for Public Use: A Case Study from Pakistan” (1981).

Diploma from British Tutorial Institute, London in Industrial Accounting through correspondence course (1964).

Chartered Accountant (FCA) from the Institute of Chartered Accountants of Pakistan with training from A. F. Ferguson & Co., the best firm of Chartered Accountants and Management Consultants in Pakistan (1966).

Cost & Management Accountant (FCMA) from the Institute of Cost and Management Accountants of Pakistan (1971).

Attended Special Course in “Project Development: Industry and Infrastructure” at the United Nations Asian Institute of Economic Development and Planning, Bangkok and was inscribed as its Fellow (1971).

Certificate in Teaching in “Project Analysis” from the Economic Development Institute of World Bank, Washington D.C (1979), USA.

Fellow Certified Management Accountant (FSCMA) of the Society of Certified Management Accountants of Sri Lanka (2000).